/* ==========================================================================
   CreditMoney — Design tokens
   Colors sampled directly from the CreditMoney logo artwork.
   ========================================================================== */
:root{
  --navy:        #0B1B33;   /* "Credit" wordmark / primary ink            */
  --navy-70:     #0B1B33B3;
  --teal-dark:   #0A5968;   /* outer ring of the coin-arrow mark          */
  --teal:        #128571;   /* mid tone of the coin-arrow mark            */
  --green-dark:  #0E7B4A;   /* "Money" wordmark, deep end                 */
  --green:       #2AA747;   /* leaf / "Money" wordmark, bright end        */
  --green-bright:#3FBE6B;   /* arrow tip / accent rules                   */
  --gold:        #ECA61D;   /* ₹ coin                                     */
  --gold-light:  #FDDA7F;   /* coin highlight / sparkles                  */
  --bg:          #F6FAF7;   /* page background, faint green-white         */
  --surface:     #FFFFFF;
  --surface-2:   #F0F6F2;
  --line:        #E1EAE3;
  --ink-soft:    #4B5A63;

  --grad-mark:   linear-gradient(135deg, var(--teal) 0%, var(--teal-dark) 55%, var(--navy) 100%);
  --grad-money:  linear-gradient(90deg, var(--green) 0%, var(--green-dark) 100%);
  --grad-coin:   radial-gradient(circle at 32% 28%, var(--gold-light) 0%, var(--gold) 62%, #C9860F 100%);
  --grad-cta:    linear-gradient(90deg, var(--teal-dark) 0%, var(--green-dark) 100%);
  --grad-hero-bg:linear-gradient(180deg, #EEF7F1 0%, #F6FAF7 55%, #F6FAF7 100%);

  --shadow-sm:   0 1px 2px rgba(11,27,51,.06), 0 1px 1px rgba(11,27,51,.04);
  --shadow-md:   0 8px 24px rgba(11,27,51,.08);
  --shadow-lg:   0 20px 48px rgba(11,27,51,.14);

  --radius-sm:   10px;
  --radius-md:   16px;
  --radius-lg:   26px;
  --radius-pill: 999px;

  --font-display: 'Poppins', 'Segoe UI', sans-serif;
  --font-body:    'Inter', 'Segoe UI', sans-serif;
  --font-mono:    'JetBrains Mono', ui-monospace, monospace;

  --container: 1180px;
}

/* ---------- reset ---------- */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:0.001ms !important;animation-iteration-count:1 !important;transition-duration:0.001ms !important;scroll-behavior:auto !important}
}
body{
  font-family:var(--font-body);
  color:var(--navy);
  background:var(--bg);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}
button{font:inherit;cursor:pointer;border:none;background:none;color:inherit}
h1,h2,h3,h4{font-family:var(--font-display);line-height:1.15;letter-spacing:-0.01em;color:var(--navy)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}

.container{max-width:var(--container);margin-inline:auto;padding-inline:24px}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-family:var(--font-mono);font-size:.72rem;font-weight:500;
  letter-spacing:.12em;text-transform:uppercase;color:var(--teal-dark);
  background:#E6F5EF;border:1px solid #CFEBDC;padding:6px 14px;border-radius:var(--radius-pill);
}
.section{padding:88px 0}
.section-head{max-width:640px;margin-bottom:48px}
.section-head.center{margin-inline:auto;text-align:center}
.section-title{font-size:clamp(1.7rem,3.4vw,2.5rem);margin-top:14px}
.section-sub{color:var(--ink-soft);margin-top:14px;font-size:1.05rem}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-weight:600;font-size:.96rem;padding:14px 26px;border-radius:var(--radius-pill);
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease;
  white-space:nowrap;
}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--grad-cta);color:#fff;box-shadow:var(--shadow-md)}
.btn-primary:hover{box-shadow:var(--shadow-lg);transform:translateY(-2px)}
.btn-ghost{background:var(--surface);color:var(--navy);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal-dark)}
.btn-light{background:#fff;color:var(--navy)}
.btn-block{width:100%}
.btn-sm{padding:9px 16px;font-size:.82rem}

/* ==========================================================================
   Header
   ========================================================================== */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(246,250,247,.85);backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding-block:12px;gap:24px}
.brand{display:flex;align-items:center;gap:10px;flex-shrink:0}
.brand img{height:38px;width:auto}
.nav-links{display:flex;align-items:center;gap:32px}
.nav-links a{font-weight:500;font-size:.94rem;color:var(--navy-70);transition:color .15s}
.nav-links a:hover{color:var(--teal-dark)}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-wallet-chip{
  display:flex;align-items:center;gap:6px;font-family:var(--font-mono);font-weight:600;
  font-size:.85rem;background:#fff;border:1px solid var(--line);padding:8px 14px;border-radius:var(--radius-pill);
}
.nav-wallet-chip .dot{width:8px;height:8px;border-radius:50%;background:var(--grad-coin)}
.nav-toggle{display:none;flex-direction:column;gap:5px;padding:6px}
.nav-toggle span{width:22px;height:2px;background:var(--navy);border-radius:2px}

/* ==========================================================================
   Hero
   ========================================================================== */
.hero{position:relative;padding:64px 0 40px;background:var(--grad-hero-bg);overflow:hidden}
.hero::before{
  content:"";position:absolute;inset:-20% -10% auto -10%;height:520px;
  background:radial-gradient(circle at 20% 20%, #DFF3E6 0%, transparent 60%),
             radial-gradient(circle at 80% 10%, #DCEFF0 0%, transparent 55%);
  pointer-events:none;
}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;position:relative}
.hero-copy .eyebrow{margin-bottom:22px}
.hero-title{font-size:clamp(2.2rem,4.6vw,3.4rem);font-weight:700}
.hero-title .accent{background:var(--grad-money);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-desc{margin-top:20px;font-size:1.1rem;color:var(--ink-soft);max-width:520px}
.hero-actions{display:flex;align-items:center;gap:16px;margin-top:32px;flex-wrap:wrap}
.store-btn{display:flex;align-items:center;gap:10px;background:var(--navy);color:#fff;padding:12px 20px;border-radius:14px;box-shadow:var(--shadow-md)}
.store-btn small{display:block;font-size:.62rem;opacity:.75;font-weight:400}
.store-btn strong{font-size:.98rem;font-family:var(--font-display)}
.rating-inline{display:flex;align-items:center;gap:8px;font-weight:600;font-size:.9rem;color:var(--ink-soft)}
.rating-inline .stars{color:var(--gold);letter-spacing:2px}

.hero-stats{display:flex;gap:32px;margin-top:48px;flex-wrap:wrap}
.stat{min-width:110px}
.stat .num{font-family:var(--font-mono);font-size:1.55rem;font-weight:700;color:var(--navy)}
.stat .lbl{font-size:.8rem;color:var(--ink-soft);margin-top:2px}

.hero-visual{position:relative;display:flex;justify-content:center}
.phone-frame{
  position:relative;width:290px;border-radius:38px;overflow:hidden;
  box-shadow:var(--shadow-lg);border:8px solid var(--navy);background:var(--navy);
}
.phone-frame img{border-radius:30px}
.float-card{
  position:absolute;background:#fff;border-radius:var(--radius-md);box-shadow:var(--shadow-lg);
  padding:14px 18px;display:flex;align-items:center;gap:12px;font-family:var(--font-mono);
}
.float-card .coin-icon{
  width:36px;height:36px;border-radius:50%;background:var(--grad-coin);
  display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-family:var(--font-display);
  box-shadow:inset 0 -3px 5px rgba(0,0,0,.15);
}
.float-card.balance{top:8%;left:-14%}
.float-card.balance .lbl{font-family:var(--font-body);font-size:.68rem;color:var(--ink-soft)}
.float-card.balance .val{font-size:1.15rem;font-weight:700;color:var(--navy)}
.float-card.payout{bottom:10%;right:-12%}
.float-card.payout .val{font-size:.95rem;font-weight:700;color:var(--green-dark)}
.sparkle{position:absolute;color:var(--gold);opacity:.85}

.marquee-wrap{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;padding:22px 0;margin-top:56px}
.marquee-label{text-align:center;font-size:.78rem;color:var(--ink-soft);letter-spacing:.06em;text-transform:uppercase;margin-bottom:16px}
.marquee{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.marquee .chip{
  display:flex;align-items:center;gap:8px;background:var(--surface-2);border:1px solid var(--line);
  padding:8px 16px;border-radius:var(--radius-pill);font-weight:600;font-size:.85rem;color:var(--navy-70);
}
.marquee .swatch{width:20px;height:20px;border-radius:6px;flex-shrink:0}

/* ==========================================================================
   How it works
   ========================================================================== */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:step;position:relative}
.step-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:32px 28px;position:relative;transition:transform .2s ease, box-shadow .2s ease;
}
.step-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.step-coin{
  width:54px;height:54px;border-radius:50%;background:var(--grad-coin);color:#fff;
  display:flex;align-items:center;justify-content:center;font-family:var(--font-display);
  font-weight:700;font-size:1.2rem;box-shadow:inset 0 -4px 6px rgba(0,0,0,.18);margin-bottom:20px;
}
.step-card h3{font-size:1.15rem;margin-bottom:10px}
.step-card p{color:var(--ink-soft);font-size:.95rem}
.step-arrow{position:absolute;top:44px;right:-24px;color:var(--green-bright);font-size:1.4rem;z-index:2}
.step-card:last-child .step-arrow{display:none}

/* ==========================================================================
   Offer categories
   ========================================================================== */
.cat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.cat-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-md);
  padding:26px 22px;position:relative;transition:border-color .2s, transform .2s;
}
.cat-card:hover{transform:translateY(-3px);border-color:var(--teal)}
.cat-badge{
  position:absolute;top:14px;right:14px;font-size:.62rem;font-weight:700;letter-spacing:.04em;
  background:var(--green-bright);color:#fff;padding:3px 9px;border-radius:var(--radius-pill);
}
.cat-icon{
  width:46px;height:46px;border-radius:12px;display:flex;align-items:center;justify-content:center;
  background:var(--surface-2);color:var(--teal-dark);margin-bottom:16px;
}
.cat-icon svg{width:22px;height:22px}
.cat-card h4{font-size:1rem;margin-bottom:6px}
.cat-card p{font-size:.86rem;color:var(--ink-soft)}

/* ==========================================================================
   Offers list
   ========================================================================== */
.offers-panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-sm)}
.offers-toolbar{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:22px}
.pill-btn{
  border:1px solid var(--line);background:#fff;padding:9px 18px;border-radius:var(--radius-pill);
  font-size:.85rem;font-weight:600;color:var(--ink-soft);transition:.15s;
}
.pill-btn.active{background:var(--surface-2);border-color:var(--green);color:var(--green-dark)}
.pill-btn:hover{border-color:var(--teal)}
.offer-search{
  flex:1;min-width:200px;display:flex;align-items:center;gap:10px;border:1px solid var(--line);
  border-radius:var(--radius-pill);padding:10px 18px;color:var(--ink-soft);background:#fff;
}
.offer-search input{border:none;outline:none;background:none;width:100%;font-size:.9rem;color:var(--navy)}

.offer-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.offer-row{
  display:flex;align-items:center;gap:16px;border:1px solid var(--line);border-radius:var(--radius-md);
  padding:16px;transition:box-shadow .2s, border-color .2s;
}
.offer-row:hover{box-shadow:var(--shadow-sm);border-color:var(--teal)}
.offer-icon{
  width:48px;height:48px;border-radius:12px;flex-shrink:0;display:flex;align-items:center;justify-content:center;
  color:#fff;font-weight:700;font-family:var(--font-display);font-size:.9rem;text-transform:lowercase;
}
.offer-info{flex:1;min-width:0}
.offer-info h4{font-size:.96rem;margin-bottom:2px}
.offer-info .tag{font-size:.78rem;color:var(--ink-soft)}
.offer-info .meta{display:flex;align-items:center;gap:10px;font-size:.72rem;color:var(--ink-soft);margin-top:6px}
.offer-cta{
  font-size:.68rem;font-weight:700;background:var(--surface-2);color:var(--green-dark);
  padding:3px 9px;border-radius:var(--radius-pill);display:inline-block;margin-top:6px;
}
.offer-amount{text-align:right;flex-shrink:0}
.offer-amount .amt{
  font-family:var(--font-mono);font-weight:700;color:var(--gold);background:#FEF6E4;
  padding:6px 12px;border-radius:10px;font-size:.92rem;
}
.offers-more{text-align:center;margin-top:26px}

/* ==========================================================================
   Features
   ========================================================================== */
.feat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.feat-card{padding:8px}
.feat-icon{
  width:52px;height:52px;border-radius:14px;background:var(--grad-mark);color:#fff;
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;
}
.feat-icon svg{width:24px;height:24px}
.feat-card h4{font-size:1.05rem;margin-bottom:8px}
.feat-card p{color:var(--ink-soft);font-size:.9rem}

/* ==========================================================================
   Wallet showcase
   ========================================================================== */
.wallet-section{background:var(--navy);border-radius:32px;overflow:hidden;position:relative}
.wallet-grid{display:grid;grid-template-columns:.95fr 1.05fr;align-items:center;gap:40px;padding:64px}
.wallet-copy .eyebrow{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.14);color:var(--gold-light)}
.wallet-copy h2{color:#fff;margin-top:16px;font-size:clamp(1.6rem,3vw,2.2rem)}
.wallet-copy p.lead{color:#C7D4DE;margin-top:14px;font-size:1.02rem}
.wallet-points{margin-top:28px;display:flex;flex-direction:column;gap:16px}
.wallet-point{display:flex;gap:14px;align-items:flex-start}
.wallet-point .ic{
  width:32px;height:32px;border-radius:9px;background:rgba(63,190,107,.18);color:var(--green-bright);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.wallet-point .ic svg{width:16px;height:16px}
.wallet-point h5{color:#fff;font-size:.95rem;margin-bottom:3px}
.wallet-point p{color:#9FB2BE;font-size:.85rem}
.wallet-visual{display:flex;justify-content:center;position:relative}
.wallet-visual .phone-frame{border-color:#0F2A40}

/* ==========================================================================
   Testimonials
   ========================================================================== */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.testi-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:28px;display:flex;flex-direction:column;gap:16px;
}
.testi-stars{color:var(--gold);letter-spacing:2px;font-size:.9rem}
.testi-quote{color:var(--navy-70);font-size:.94rem;flex:1}
.testi-person{display:flex;align-items:center;gap:12px}
.testi-avatar{
  width:42px;height:42px;border-radius:50%;background:var(--grad-mark);color:#fff;
  display:flex;align-items:center;justify-content:center;font-weight:700;font-family:var(--font-display);font-size:.8rem;
}
.testi-person h5{font-size:.9rem}
.testi-person span{font-size:.78rem;color:var(--ink-soft)}

/* ==========================================================================
   Referral banner
   ========================================================================== */
.refer-banner{
  background:var(--grad-money);border-radius:28px;padding:52px 56px;display:flex;
  align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap;color:#fff;position:relative;overflow:hidden;
}
.refer-banner::after{
  content:"";position:absolute;right:-40px;top:-40px;width:220px;height:220px;border-radius:50%;
  background:rgba(255,255,255,.08);
}
.refer-banner h2{color:#fff;font-size:clamp(1.4rem,2.6vw,1.9rem);max-width:480px}
.refer-banner p{color:rgba(255,255,255,.85);margin-top:10px;max-width:440px}
.refer-code{
  font-family:var(--font-mono);background:rgba(255,255,255,.16);border:1px dashed rgba(255,255,255,.5);
  padding:12px 20px;border-radius:12px;font-weight:700;letter-spacing:.08em;display:inline-flex;align-items:center;gap:10px;
}

/* ==========================================================================
   Final CTA
   ========================================================================== */
.final-cta{text-align:center;position:relative}
.final-cta h2{font-size:clamp(1.8rem,3.6vw,2.6rem)}
.final-cta p{color:var(--ink-soft);margin-top:14px;max-width:520px;margin-inline:auto}
.final-cta .store-row{display:flex;justify-content:center;gap:16px;margin-top:32px;flex-wrap:wrap}
.qr-box{
  display:inline-flex;align-items:center;gap:14px;margin-top:28px;background:#fff;border:1px solid var(--line);
  padding:14px 22px;border-radius:var(--radius-md);box-shadow:var(--shadow-sm);
}
.qr-box .qr{width:64px;height:64px;border-radius:8px;background:
  repeating-linear-gradient(45deg, var(--navy) 0 4px, transparent 4px 8px),
  repeating-linear-gradient(-45deg, var(--navy) 0 4px, transparent 4px 8px);
  background-blend-mode:multiply;background-color:#fff;
}
.qr-box .txt{text-align:left;font-size:.82rem;color:var(--ink-soft)}
.qr-box .txt strong{display:block;color:var(--navy);font-size:.95rem}

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer{background:var(--navy);color:#B9C6CF;padding:72px 0 28px;margin-top:40px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.footer-brand img{height:34px;margin-bottom:14px}
.footer-brand p{font-size:.88rem;color:#8FA1AC;max-width:280px}
.footer-social{display:flex;gap:10px;margin-top:20px}
.footer-social a{
  width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.08);
  display:flex;align-items:center;justify-content:center;transition:.15s;
}
.footer-social a:hover{background:var(--green-bright)}
.footer-social svg{width:16px;height:16px}
.footer-col h5{color:#fff;font-size:.85rem;letter-spacing:.04em;text-transform:uppercase;margin-bottom:18px}
.footer-col ul{display:flex;flex-direction:column;gap:12px}
.footer-col a{font-size:.88rem;color:#9FB2BE;transition:.15s}
.footer-col a:hover{color:#fff}
.footer-bottom{
  margin-top:56px;padding-top:24px;border-top:1px solid rgba(255,255,255,.1);
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;font-size:.8rem;color:#8298A4;
}

/* ==========================================================================
   Reveal animation
   ========================================================================== */
.reveal{opacity:1;transform:none}
.has-js .reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease, transform .6s ease}
.has-js .reveal.is-visible{opacity:1;transform:none}

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width:1024px){
  .hero-grid{grid-template-columns:1fr;text-align:center}
  .hero-copy{order:1}
  .hero-visual{order:0;margin-bottom:8px}
  .hero-desc{margin-inline:auto}
  .hero-actions,.hero-stats{justify-content:center}
  .float-card.balance{left:2%}
  .float-card.payout{right:2%}
  .steps{grid-template-columns:1fr}
  .step-arrow{display:none}
  .cat-grid,.feat-grid{grid-template-columns:repeat(2,1fr)}
  .offer-list{grid-template-columns:1fr}
  .testi-grid{grid-template-columns:1fr}
  .wallet-grid{grid-template-columns:1fr;padding:44px 28px;text-align:center}
  .wallet-point{text-align:left}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .nav-links{
    position:fixed;inset:64px 16px auto 16px;background:#fff;border-radius:var(--radius-md);
    box-shadow:var(--shadow-lg);flex-direction:column;align-items:flex-start;padding:20px;
    display:none;gap:18px;border:1px solid var(--line);
  }
  .nav-links.open{display:flex}
  .nav-toggle{display:flex}
  .nav-wallet-chip{display:none}
  .section{padding:64px 0}
  .cat-grid,.feat-grid{grid-template-columns:1fr}
  .refer-banner{padding:36px 28px;text-align:center;justify-content:center}
  .footer-grid{grid-template-columns:1fr}
}